You may recall the exciting news that our organization’s evolution to Tompkins, a more efficient community bank made possible by the consolidation of our affiliate banks across New York State and Pennsylvania, is well underway. Together as one, Tompkins remains well positioned to serve our customers and communities long into the future.
Buying a home can be a complicated process. But as community bankers, we can help navigate you through it every step of the way. So here’s a reminder that we can help you realize your dream of homeownership or plan your move to a new home in the current economy.
With interest rates so low, homeownership remains very affordable, which is why people have been buying homes throughout the pandemic. To prepare yourself, the best way to start is by allowing a mortgage lender to educate you about the current housing market. We can help you understand what mortgage programs are best for you and which you can afford, including the amount you’ll need to put down and pay monthly.
Being armed with this knowledge is especially important now with the housing inventory so low and home buying so competitive. In fact, it’s not unusual for many people to make offers on the same house within one or two days. Becoming prequalified can give you an edge in that process.
Education for First-time Homebuyers
We are focused on building relationships, so we enjoy spending time educating our clients to make things as easy and affordable as possible. This is important when it comes to big financial decisions like buying a house. And especially for first-time homebuyers, who often have low-to moderate incomes. Connect with a mortgage originator to review your options.
Owning a home is only one part of your financial picture – a picture that changes as you and your family grow. Please remember that we want to help with your other needs including banking, insurance, and financial growth and planning. Please give us a call. We’re always ready to help.
Tompkins is proud to announce that Anne-Marie Nicola has joined the company as vice president and commercial lender. She will be dedicated to expanding business relationships and supporting the success of commercial real estate and business clients in the Philadelphia Market
Tompkins VIST team members are always looking for ways to help in their communities. So, when the Wyomissing branch learned of the need to refurbish a room at Mary’s Shelter in Berks County, they jumped at the chance. “The sponsorship cost was $2,000, but I knew our staff could make the most of our donated funds by getting in there and doing a lot of the work ourselves,” said Susan Belfer, branch manager.
For more than 110 years, Tompkins VIST Bank has relied on our tellers and universal bankers to serve our customers and communities. On behalf of everyone at Tompkins behind the scenes, and all of our customers, we take this moment to thank all of our community banking staff for the important work they do. We are proud not only of our team members, but most importantly of the everlasting connections they have built within their communities.
Tompkins has always believed in community engagement. Since our inception in 1909, we have partnered with local charities, non-profits, and civic organizations to help our communities beyond just donations. More often than not, it’s our community banking staff who are out there on the front lines volunteering, fundraising, and helping those who need it most.
We are lucky to have such a passionate community banking staff contributing towards the success of the communities we serve. The relationships we have with our customers are truly valued and are heard throughout the company as we try our best to continually meet your needs.
Thank you once again to our community banking staff! The commitment our tellers and universal bankers have to their communities truly is what enables us to be the premier choice for local banking right here at home.
On Saturday, August 21, we celebrate National Senior Citizens Day. On this day, we should all take a moment to let the seniors in our lives know how much we appreciate them. They are our parents, grandparents, and mentors, and they have set the foundation for much of the important work we do each and every day. One way we can honor our seniors is to do our part to protect them from scammers. Unfortunately, scammers target our nation’s seniors at alarming rates. We encourage you to talk to the seniors in your lives about telephone and letter scams. These scams are a form of elder abuse, and are all too common.
We recently promoted two staff members to branch manager and welcomed back a manager who was the recipient of a Tompkins VIST Bank sales award. These team members truly personify what is exceptional about our company.
Andy Marker is the new manager of our Blandon Office. With 37 years in banking, he joined us several years ago as assistant manager of the Exeter Branch. Jorge Richards is newer to banking, having started here six years ago, but he has risen to the role of manager of our Hamburg Branch. And Jennifer Woodland, who has been named a “Rising Star” for being a team player and on the path to success, returned recently to again manage our Breezy Corners office.
All three have superior financial knowledge and exemplify our bank’s core values of community support and dedication to customers, says Stefanie Shirk, community banking regional manager. “Andy, Jennifer and Jorge LOVE the communities where they work,” said Stefanie. “They’re always out and about at community events, helping to raise funds and support local organizations,” she said.
Buying a home can be a complicated process. But as community bankers, we can help navigate you through it every step of the way. And what better time to highlight that commitment than American Housing Month.* So here’s a reminder that we can help you realize your dream of homeownership or plan your move to a new home in the current economy.
With interest rates so low, homeownership remains very affordable, which is why people have been buying homes throughout the pandemic. To prepare yourself, the best way to start is by allowing a mortgage lender to educate you about the current housing market. We can help you understand what mortgage programs are best for you and which you can afford, including the amount you’ll need to put down and pay monthly.
Being armed with this knowledge is especially important now with the housing inventory so low and home buying so competitive. In fact, it’s not unusual for many people to make offers on the same house within one or two days. Becoming prequalified can give you an edge in that process.
Education for First-time Homebuyers
We are focused on building relationships, so we enjoy spending time educating our clients to make things as easy and affordable as possible. This is important when it comes to big financial decisions like buying a house. And especially for first-time homebuyers, who often have low-to moderate incomes. Connect with a mortgage originator to review your options.
We also offer virtual seminars on mortgages and homebuying. In fact, one is coming up soon, on Saturday, June 22 at 5:30 p.m. To register, please visit http://webinar.vistbank.com/first-time-homebuyer.
Owning a home is only one part of your financial picture – a picture that changes as you and your family grow. Please remember that we want to help with your other needs including banking, insurance, and financial growth and planning. Please give us a call. We’re always ready to help.
*The American Bankers Association and its foundation celebrate June as American Housing Month to highlight banks’ commitment to help customers reach their housing goals. This month and all year round, that commitment includes education on housing, lending as well as options to help people struggling to pay for their home.
As a local banking professional and a mother of young children, I think about financial literacy often. Whether it is through my daily interactions or my own experiences, it is clear that our children benefit immensely from learning about money and saving from an early age.
